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Granite RidgeFunds

Funding Options

Funding options built for durable businesses

A clear look at the funding paths Granite Ridge Funds helps business owners review. No APRs or guarantees here — just plain guidance and ranges to set expectations.

Term Loan
A funding option for businesses seeking a defined amount of capital with structured repayment.
  • A set amount of capital with a structured repayment schedule.
  • Often considered for durable needs such as equipment, repairs, expansion, fleet costs, inventory, vendor obligations, or operating pressure.
  • Approximate range: roughly $20K–$1M, depending on approval and fit.
  • Terms may extend up to about 24 months depending on approval and fit.

Specific amounts and repayment terms depend on review, approval, and the fit of your business.

Working Capital
Flexible funding for everyday operating needs that keep the business running.
  • Intended for operating needs such as payroll, inventory, repairs, equipment, materials, fuel, marketing, or seasonal pressure.
  • Fit is often tied to monthly business revenue and operating history.
  • Often suited for businesses operating about 12+ months with steady monthly revenue.

Fit is often tied to monthly revenue and operating history. Approval is never guaranteed.

Line of Credit
A funding option that may provide access to capital as business needs arise.
  • May provide access to capital that can be drawn as needs come up.
  • Useful for uneven cash flow, inventory timing, vendor payments, equipment-related expenses, seasonal demand, or short-term operating needs.
  • Availability and limits depend on review and approval.

Access and limits are subject to review and approval. Availability is not guaranteed.

Ranges and timeframes shown above are general guidance only. They are not offers, quotes, or guarantees. Specific amounts, rates, and terms depend on review, approval, and the fit of your business. This is not a commitment to lend. All funding is subject to approval.

Start your inquiry

Submit a funding inquiry

Share a few details and a funding advisor will help you review practical options. There's no obligation, and consent to be contacted is never a condition of approval or funding.

  • 1Submit a funding inquiry with a few basic details.
  • 2We review your inquiry and outline available options.
  • 3You evaluate next steps before making any decision.

Checking this box allows Granite Ridge Funds to contact you by phone, email, or text message regarding your inquiry. Message and data rates may apply. Consent is not a condition of approval or funding. You may opt out of SMS by replying STOP.

This is not a commitment to lend. All funding is subject to approval.